Imagine coming home from work to find the circuits in your expensive HDTV fried from a voltage surge caused by a nearby lightning strike, and not just your TV, but also your computer, modem, dishwasher, etc. Lightning-related damage occurs in more than 100,000 American households a year, according to the Insurance Information Institute, which tallied more than 109,049 lightning-strike related U.S. claims in 2016. Those strikes resulted in more than $825 million in damage-related payouts – and those numbers only included homeowners claims, not renters with no homeowners insurance; the actual figure may be signifigantly higher.

The good news is that you can help protect your electronics and appliances from voltage surges, by strategically using point-of-protection surge protectors throughout your home. These work by limiting voltage sent to the electronic/appliance either through blocking or shorting to the ground any unwanted voltages above a safe threshold, explains Sal Porcillo, engineering manager for UL’s Circuit Management Team, in an article for Inside UL.

You probably already own one or more point-of-protection surge protectors. They often look like a power strip extension cord but differ from a basic power strip in that a surge protector contains a special device inside to redirect a voltage surge. Consider using one for all major electronics, as well as appliances that use electronics to operate. When selecting surge protectors, choose ones with the UL Mark. This means representative samples have been tested and met the rigorous safety standards of UL.

To offer further protection to your home and its contents, consider installing a UL Listed whole house surge suppressor, which hard-wires to your home’s circuit breaker panel. “In the event of a power spike or surge, the whole-house filter would absorb that voltage spike and protect everything else,” Porcillo says.

Homebuilders today are inceasingly offering whole-house surge protection as a standard add-on. Some homeowners decide to have them installed during major home remodeling projects, while other homeowners get a quote from a contractor/electrician and have it done for the added protection and peace of mind.

This thunderstorm season, in addition to reducing lightning-related risk to your electronics and appliances, you’ll also want to protect yourself and your family. If you hear thunder, you’re within distance of a lightning strike, so take shelter inside a building or vehicle, then stay inside for at least 30 minutes after the last thunderclap, urges the National Weather Service. Once inside, mind these seven tips of things not to do inside your home during a thunderstorm.

Applying all of this knowledge will help reduce the thunderstorm safety risk to your electronics, appliances and family.